THINGS TO CONSIDER
Residential Water damage – We have 24hr emergency services available to respond to any size water damage in Houston and surrounding areas. Our skilled team of professionals will thoroughly inspect your property and provide an accurate assessment of the amount of water damage to your home. We work closely with your insurance provider to facilitate the claims process and produce all the required documentation. With training focused on restoring salvageable items, facilitating the drying process, and documenting the entire restoration process, our crews are specialized in residential water damage restoration. The crews at MTA Services are IICRC trained and certified, completely insured, and subject to a rigorous screening process before beginning any property damage restoration work. Every stage of the cleanup process is communicated to you and your insurance representative so that everyone knows what’s going on and what to expect. Let us take on the stress and we’ll navigate the insurance claims process for you.
Mitigation of water damage includes:
Removal of any standing water or sewage from the impacted areas.
Properly remove/ dispose of all salvageable, damaged and unsalvageable items and materials.
Use of dehumidifiers, air movers and other equipment to dry out the affected areas.
Sanitizing of the affected areas after it has dried to prevent mold from developing.
Restore and rebuild the affected area to its pre-damaged state.
Burst Pipes, Unexpected Water Discharge. Accidental Leaks – Examples include leaking plumbing/appliances and a damaged washing machine/dishwasher.
Water Damage From a Fire – Water used to extinguish the flames, such as water from a sprinkler system or a fire department hose.
Water Damage Caused By A Roof Leak – This includes damage that results from a storm or a tree falling on your roof. Keep in mind that if an accident (such as a falling tree) damages your roof, you must repair it within a reasonable time frame. Failure to do so may result in additional water damage that is not covered.
Storm-related water damage – Water damage produced by storms, such as severe rainfall, hail, or wind-driven rain, that enters your home through openings such as broken windows or damaged roofs, is typically covered.
Flood Damage – Most notably, flood damage is not covered by a homeowner’s insurance policy. Flood water encompasses hurricanes, tsunamis, storm surges, overflowing rivers, and rainwater. If you want coverage for these issues, you should look into flood insurance.
Gradual Water Damage – Homeowners insurance often does not cover water damage that happens gradually over time due to maintenance concerns, wear and tear, or a lack of effective repairs. Long-term leaks, seepage, or reoccurring plumbing difficulties are examples of issues that may have been avoided with regular maintenance.
Water damage caused by Intentional Acts – Insurance policies are designed to cover unanticipated disasters and accidents, not intentional harm committed by the policyholder or others. Vandalism, malicious mischief, or deliberate activities such as setting fire to your home or purposefully turning off the heat during the winter are examples of intentional behaviors that may result in water damage.
Sewer backups and sump pump failures are typically not covered by standard homeowners insurance plans. (However, separate endorsements or riders to add coverage for these specific situations may be available.)
The cost of repairing or replacing the source of the water damage, such as a faulty dishwasher or washing machine.
